I have free credit monitoring from a data breach a couple years ago. I have all three reports locked and I have an IRS PIN.
I have not applied for new credit but just got an inquiry on my Equifax from Factual Data and some company that provides credit reporting to mortgage companies. I'm not sure why there'd be an inquiry unless my mortgage is perhaps being sold? (is that a thing to pull credit in that situation?)
Aside from the credit monitoring and locking the 3 main reports, is there anything else one should do in this age of ever increasing identity theft? My insurance company offers a separate cyber policy. Does anyone have one of those? (can't tell if it's a ripoff or it could actually be useful).
I have not applied for new credit but just got an inquiry on my Equifax from Factual Data and some company that provides credit reporting to mortgage companies. I'm not sure why there'd be an inquiry unless my mortgage is perhaps being sold? (is that a thing to pull credit in that situation?)
Aside from the credit monitoring and locking the 3 main reports, is there anything else one should do in this age of ever increasing identity theft? My insurance company offers a separate cyber policy. Does anyone have one of those? (can't tell if it's a ripoff or it could actually be useful).
Statistics: Posted by NYCaviator — Thu Feb 29, 2024 7:47 pm — Replies 1 — Views 197