Personal Consumer Issues • 2027 trip to Australia / Tasmania --- jet lag
We are looking to take a trip to Australia where the plan is to first fly to Hobart, Tasmania to start a 6 night Tasmania segment, before returning to Sydney to spend time there. Note that due to my...
View ArticleInvesting - Theory, News & General • Is short-term treasuries with...
I think that short-term treasuries with auto-roll (1-6 months) have similar effects of short-term treasuries funds, but without the risk of rising interests. Does that make sense?Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • 2027 Social Security COLA just announced...
The Social Security Administration just announced the annual Cost of Living Adjustment effective January 2027 to be 3.6%.https://www.ssa.gov/news/en/press/relea ... 10-14.htmlStatistics: Posted by...
View ArticlePersonal Investments • TLH partners Short TIPS
Looks like VTIP and STIP follow different benchmarks? Can these be used as TLH partners? They are so similar in their holdings.Statistics: Posted by ChinchillaWhiplash — Wed Oct 14, 2026 8:01 am —...
View ArticlePersonal Investments • Fidelity to Vanguard Inkind transfer tax free?
I have some questions about starting a new regular brokerage taxable non-retirement account with Fidelity.1. Can I buy Vanguard Index funds though the Fidelity account? (specifically VTSAX and VTIAX...
View ArticlePersonal Finance (Not Investing) • new home purchase financing options
So my wife and I saw a house this weekend we really loved in the town we live in and actually considered making an offer on it. But from the open house on Sunday they told us bids were due on Tuesday...
View ArticlePersonal Investments • Company stock vs taking as cash
For a mega-corp that has yearly year end bonus, can be taken as stock or just added to your standard pay, which is better? 24% Fed marginal 4.5% state. Is there an advantage of one over the other?...
View ArticlePersonal Investments • Can I Build My Own TIPS Ladder?
I am transitioning to retirement and planning to build a 30-year retirement TIPS ladder next month. Based on tipsladder.com, the total cost should be about $870,000. I am a DIY investor and have some...
View ArticleNon-US Investing • Guestimate of TIPS Yield to Maturity
Hi All,I have not been able to find a good site to calculate the yield to maturity for Australian TIPS. Could you please let me know if my guestimate is fairly close? I am not looking for a precise %...
View ArticlePersonal Investments • AUM advisor, should they..
should your wealth advisor setup a plan for on your retirement even if all your assets are not with them? I want them to setup a plan on all my assets not just what i have with the AUM. They charge me...
View ArticlePersonal Finance (Not Investing) • Found out that employer's...
I was on FMLA leave at my ex-employer, where the employer's disability-insurance company was paying me disability-pay.During this time the disability-insurance company was deducting the amount the...
View ArticlePersonal Investments • Portfolio Review for boglebobcat23
Hi, I am a first time poster here and wanted to get my portfolio reviewed and also any feedback on the questions I have. Thanks!Emergency funds: I have emergency funds squared awayDebt: No debtTax...
View ArticlePersonal Consumer Issues • Sending a Paper US Savings Bond
Hello,I have a US Savings Bond (paper) that I need to send to a family member (both in the US). What do folks think is the safest way to send it? The Post Office needs a value declared for Registered...
View ArticleInvesting - Theory, News & General • How should bogleheads take “more...
As Boglehead we favor broad index funds and prefer to take our risk on the stock side. So a very risk tolerant investor might have an allocation of 100% equity with eg VT. But what is the Boglehead...
View ArticlePersonal Investments • **Municipal Bond Allocation: VWIUX vs. VWLUX**
I currently have 30% of my taxable portfolio allocated to municipal bond funds, split as follows:* 60% VWIUX (Vanguard Intermediate-Term Tax-Exempt Fund Admiral Shares)* 40% VWLUX (Vanguard Long-Term...
View ArticlePersonal Finance (Not Investing) • Adding long term partner to home deed
My unmarried partner of over 20 years had asked to be added to the deed of ‘our’ home that I own and is paid off. I get it that it would add to her sense of security. For what it’s worth we live in...
View ArticlePersonal Investments • Vanguard reports different uncovered lots sold than...
I sold some uncovered shares of the total stock market in 2025. I will be filing 2025 taxes tomorrow.When I did my 2025 tax payment in April, I reviewed the 1099-B from Vanguard and saw that the...
View ArticleInvesting - Theory, News & General • Bill Gross recommends 100% cash...
Don't Own Bonds and Be Careful With Stockshttps://www.advisorperspectives.com/com ... e=hs_emailIs there any other way to interpret this article? I searched Bill Gross in the forum to see if this...
View ArticleInvesting - Theory, News & General • What does the Warren Buffett 90/10...
There are articles about Warren Buffetts advice to simply maintain a 90% equities 10% treasury bonds allocation.I am not interested in arguing the merits of his recommendation but rather how would you...
View ArticleInvesting - Theory, News & General • interest rates
What are your thoughts re the fed raising interest rates sooner rather than later? Maybe in the next month or so? Will institutions follow, raising the interest rates they pay, esp on certificates of...
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